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Popular reconciliation template

IRCTC Reconciliation

Reconcile IRCTC bookings with payments, cancellations, refunds, commissions, settlements, and bank receipts in one structured workflow.

Upload your IRCTC booking, payment, refund, and settlement reports, select the period, run reconciliation, and review fully matched, partially matched, unmatched, and skipped records.

Start this reconciliationSchedule guided setup
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Ready-made workflow · Reusable every period · Manual upload or automated data flow

IRCTC Booking Report
Payment / Settlement Report
Cancellation / Refund Data
Bank Receipt Data

Cointab IRCTC Reconciliation

MatchedPartially MatchedUnmatchedSkipped

Reconcile IRCTC bookings with payments, refunds, and settlements

IRCTC-related reports can include ticket bookings, passenger references, PNRs, payment status, cancellations, refunds, TDR adjustments, commissions, settlement amounts, and bank receipts. Cointab helps bring these into a clear reconciliation report.

The IRCTC reconciliation workflow helps finance teams compare ticket booking records with payment, refund, settlement, and bank data.

This helps finance teams answer questions such as:

  • Which IRCTC bookings were successfully paid?
  • Which bookings are present internally but missing in payment or settlement data?
  • Which payment records do not have a matching booking?
  • Which cancelled tickets were refunded correctly?
  • Which TDR, cancellation, refund, or adjustment entries explain the difference?
  • Which commissions, service charges, or deductions affect the final settlement?
  • Which settlement amounts match bank receipts?
  • Which items need follow-up or internal review?

This template is useful for travel companies, ticketing platforms, finance teams, accounting teams, and businesses that need a repeatable IRCTC reconciliation process.

Required files for this template

Cointab's ready-made workflow is designed around IRCTC booking records and related payment, refund, settlement, and bank reports used for ticket reconciliation.

Data sourceExample records
IRCTC Booking ReportUsed as the transaction-level report containing booking references, PNRs, ticket details, passenger or customer references, booking dates, fare amounts, and ticket status.
Payment ReportUsed to compare booking records with payment transactions from payment gateways, internal payment systems, collection reports, or partner payment data.
Settlement ReportUsed to compare booking and payment activity with settlement-level data, payout records, commission entries, deductions, or final receivable amounts.
Cancellation / Refund ReportUsed where cancelled tickets, refunds, partial refunds, failed bookings, or refund adjustments need to be reconciled separately or enriched into the workflow.
TDR / Adjustment ReportUsed where TDR claims, ticket adjustments, delayed refunds, or railway-side adjustments need to be reviewed in detail.
Bank StatementOptional, but useful if the finance team also wants to compare settlement or payout amounts with actual bank credits.
Internal ERP / Books ReportOptional, but useful if the finance team wants to compare IRCTC booking and settlement data with accounting, ERP, receivable, or revenue records.
Supporting DataOptional supporting files can be used for PNR mapping, booking reference mapping, route or travel-date enrichment, customer mapping, commission logic, tax logic, or other enrichment.

What Cointab matches in IRCTC reconciliation

Cointab compares booking, payment, cancellation, refund, adjustment, settlement, and bank information across IRCTC and internal reports.

Booking and payment records

Match IRCTC bookings, PNRs, or ticket references with corresponding payment transactions.

Cancellations and refunds

Identify whether cancelled tickets, failed bookings, and refund transactions are correctly reflected across booking, payment, and refund reports.

TDR and adjustment records

Review TDR claims, delayed refund adjustments, partial refund differences, or other ticket-related adjustments where available.

Commissions and deductions

Track commissions, service charges, payment charges, taxes, deductions, or settlement adjustments where available.

Settlement and receivable amounts

Compare expected settlement or receivable amounts with actual settlement records and bank credits.

Bank and books records, if added

If bank statements, ERP, or books data are included, Cointab can also compare IRCTC settlement records against bank receipts and accounting entries.

Common IRCTC reconciliation exceptions

Cointab helps finance teams focus on differences instead of manually reviewing every booking, payment, refund, and settlement entry.

Booking not found in payment report

A booking appears in the IRCTC or internal booking report but is not found in the payment report for the selected period.

Payment without matching booking

A payment entry appears without a clear matching PNR, ticket, booking reference, or internal order record.

Amount mismatch

The booking or payment reference matches, but the expected fare amount and collected or settled amount are different.

Refund difference

A cancellation or refund appears in one report but does not match the expected refund record in another report.

TDR or adjustment difference

A TDR claim, ticket adjustment, delayed refund, or partial refund creates a difference that needs review.

Commission or deduction difference

Commissions, service charges, payment charges, taxes, or other deductions explain part of the difference between booking value and settlement value.

Settlement timing difference

A booking, refund, or adjustment belongs to one period but is settled or received in a later cycle.

Bank receipt mismatch

The settlement amount does not match the amount received in the bank statement.

Duplicate or repeated entry

The same booking, PNR, payment, refund, or settlement entry appears more than once or is included in multiple files.

Missing or unclear reference

PNR, ticket number, booking ID, payment reference, settlement ID, or bank reference is missing, incomplete, or appears inside a description field.

Skipped record

A row cannot be reconciled because required data is missing, invalid, duplicate, incomplete, or unusable.

How this ready-made reconciliation works

Cointab pre-configures the workflow so your team does not need to rebuild the IRCTC reconciliation setup every period.

01

Select the template

Choose IRCTC Reconciliation from popular reconciliations.

02

Select the period

Choose the day, week, month, quarter, year, lifetime period, or custom period you want to reconcile.

03

Upload IRCTC and payment reports

Upload your IRCTC booking report, payment or settlement report, and any required cancellation, refund, TDR, bank, or supporting files.

04

Validate file format

Cointab checks whether the uploaded files match the expected structure and highlights missing or incorrect columns.

05

Run reconciliation

Cointab applies predefined data preparation and matching logic for IRCTC booking, payment, refund, and settlement data.

06

Review output

View fully matched, partially matched, unmatched, and skipped records.

07

Download or automate

Download the Excel report, or automate future data input and output through email, SFTP, or APIs.

Structured matching first, AI assistance for difficult cases

Cointab applies structured reconciliation logic first, then uses AI to help with difficult open transactions where fixed rules are not enough.

Structured matching

Structured matching can use:

PNRTicket numberBooking IDOrder IDPassenger referencePayment IDTransaction IDRefund IDSettlement IDBank referenceTravel dateBooking dateCancellation dateFare amountRefund amountCommission amountDate fieldsDerived or cleaned identifiers

Matching scenarios

  • One-to-one

    One IRCTC booking matches one payment, refund, or settlement entry.

  • One-to-many

    One booking maps to multiple records such as payment, commission, cancellation, refund, TDR, adjustment, or settlement entries.

  • Many-to-one

    Multiple bookings are grouped into one settlement or bank receipt.

  • Many-to-many

    Multiple booking records and multiple payment or settlement records are grouped and compared.

  • Partial matching

    Identifiers match, but amounts differ.

  • Net and contra matching

    Bookings, cancellations, refunds, commissions, deductions, adjustments, and settlements are netted where required.

AI-assisted transaction matching

After structured rules run, AI helps match difficult open transactions where:

  • References are incomplete
  • PNR or booking references are missing or inconsistent
  • Descriptions contain embedded ticket, payment, or settlement references
  • Refund or TDR entries do not directly map to bookings
  • Amounts require contextual understanding
  • Booking and settlement dates fall in different periods
  • Multiple possible matches exist

AI exception analysis

For transactions that remain open, AI can help identify possible reasons such as:

Settlement timing differenceMissing IRCTC reportCancellation or refund adjustmentTDR-related differenceCommission or deduction differenceBank receipt mismatchDuplicate entryInternal booking data issueIncorrect ticket statusMissing PNR or payment reference

AI assists matching and exception review, but Cointab keeps reconciliation transparent, reviewable, and audit-friendly.

Audit-ready IRCTC reconciliation reports

Cointab gives your team a clear report showing which IRCTC bookings, payments, refunds, and settlements matched, partially matched, remained unmatched, or were skipped.

Report categories

  • Fully matched

    IRCTC booking, payment, refund, or settlement records where identifiers and amounts match.

  • Partially matched

    Records where identifiers match but amounts differ.

  • Unmatched in booking report

    Payment, refund, settlement, or bank records that do not clearly match IRCTC booking records.

  • Unmatched in payment or settlement report

    IRCTC bookings, cancellations, or refund records that are not found in payment or settlement data.

  • Skipped

    Records excluded due to missing, invalid, duplicate, incomplete, or unusable data.

Report capabilities

  • Summary cards
  • Transaction-level details
  • Filters for review
  • Difference amounts
  • Matched transaction drill-down
  • Manual match
  • Undo manual match
  • Excel export
  • Audit-friendly output

Automate recurring IRCTC reconciliation

Once this workflow is stable, Cointab can automate file input, reconciliation runs, and output delivery.

1

Bring data into Cointab

Data can be received or pulled through:

EmailSFTPAPI integrations, where available
2

Run automatically

Schedule reconciliation:

DailyWeeklyMonthlyEnd of dayAfter file receiptAfter all required files are availableAt a custom frequency
3

Push output back

Send reconciliation output to:

ERPAccounting systemBI dashboardInternal finance systemAnalytics databaseData warehouseInternal exception trackerTravel operations system
  • Matched IRCTC bookings
  • Unmatched booking records
  • Unmatched payment records
  • Refund differences
  • TDR or adjustment differences
  • Commission or deduction differences
  • Settlement differences
  • Bank receipt differences
  • Open items
  • Suggested actions
  • Excel reconciliation report
  • Structured API output

View an IRCTC reconciliation demo report

See how Cointab presents IRCTC reconciliation output with matched, partially matched, unmatched, and skipped transactions.

IRCTC Reconciliation Demo

Explore a sample report showing bookings, payments, cancellations, refunds, TDR adjustments, settlements, bank receipts, and open items.

View demo report
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Explore related travel and payment reconciliations

Cointab supports other booking, payment, settlement, and bank reconciliation workflows.

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Bank Statement vs Books

Compare bank statement entries with accounting or ERP records.

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Sales vs Returns vs Refunds

Reconcile sales, cancellation, return, and refund transactions together.

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Built for teams reconciling IRCTC bookings, refunds, and settlements

This template is useful for teams that regularly reconcile ticket bookings, payments, cancellations, refunds, settlements, and bank receipts.

Travel companies

For travel businesses handling IRCTC-related booking, payment, refund, and settlement data.

Ticketing platforms

For platforms that need to reconcile ticket bookings with payment, cancellation, refund, and settlement records.

Finance teams

For teams handling high-volume booking records, payment reports, refund reports, and settlement differences.

Accounting teams

For teams preparing reconciliation reports for month-end close, books, receivables, revenue review, and audit.

Operations teams

For teams that need visibility into booking status, payment status, refund status, and open exceptions.

Outsourced finance teams

For accounting firms or finance operations teams handling ticketing or travel reconciliation for multiple clients.

Trusted by teams handling travel and payment reconciliation

Cointab is used by finance and operations teams that reconcile high-volume, multi-source transaction data across bookings, payments, refunds, banks, partners, and internal systems.

  • Ixigo logo
  • Abhibus logo
  • Confirmtkt logo
  • Keventers logo
  • Lotus Herbals logo
  • The Belgian Waffle Co logo
  • PharmEasy logo
  • FormulaRX logo
  • Borosil logo
  • Croma logo
  • Checkers logo
  • Charleys logo
  • Ascott logo
  • FoxTale logo
  • Newtap logo
  • Vibgyor School logo
  • Gameskraft logo
  • Recode Studios logo
  • Bonkers Corner logo

“We have worked on many softwares but we love the ease of using cointab. The staff and support is very instant. They are approachable, proficient and patient. Team is very cooperative with the customisations. The experience of using cointab was nice.”

— Urbanic

IRCTC Reconciliation FAQs

It is the process of comparing IRCTC booking, payment, cancellation, refund, settlement, and bank data to identify matched records, amount differences, deductions, and open items.

The main files are usually the IRCTC booking report and payment or settlement report. Depending on the workflow, cancellation, refund, TDR, bank, ERP, books, or supporting data files may also be used.

Yes. Cancellation and refund data can be included in the workflow so the team can review whether refunds, failed bookings, cancellations, and reverse adjustments are correctly reflected.

Yes. Where TDR, adjustment, or delayed refund data is available, Cointab can use it to explain differences between booking, refund, and settlement records.

Yes. If bank statement data is added, Cointab can compare settlement or payout records with actual bank credits and identify bank receipt differences.

Yes. Where commission, service charge, tax, deduction, or adjustment data is available in the reports, Cointab can use it to explain settlement differences.

Yes. Once this template is selected and the workflow is used, the same setup can be reused for future periods.

Yes. Once configured, Cointab can receive or pull required reports through email, SFTP, or APIs where available, run reconciliation automatically, and push output back to downstream systems.

Cointab validates uploaded files against the expected format. If the file format is different, users can correct the file, update the workflow, or create a custom reconciliation.

Yes. AI can help match difficult open transactions, review messy references, analyze exceptions, and suggest possible reasons and next actions.

Yes. Users can manually match transactions that the system and AI could not confidently match, and undo manual matches if needed.

Yes. Users can download Excel reports with fully matched, partially matched, unmatched, skipped, and transaction-level details.

Start IRCTC reconciliation

Use Cointab's ready-made IRCTC reconciliation workflow to match bookings, identify payment and refund differences, review exceptions, and export audit-ready reports.

Start this reconciliationSchedule guided setup
View demo report→

Ready-made workflow · Reusable every period · Manual upload and automation supported

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