Automated Reconciliation for Payment Services & Fintech
Why Cointab for Payment Services & Fintech?
Payment services and fintech companies process millions of transactions daily across banks, wallets, gateways, and merchants. Settlement delays, missing transactions, and mismatches can lead to revenue loss and operational inefficiencies.
Cointab’s automated reconciliation software ensures accurate transaction matching, detects discrepancies, and streamlines financial operations—helping businesses focus on growth instead of manual reconciliation.
Settlement Delay
Payment discrepancies and processing lags create cash flow issues.
Fee & Commission Errors
Incorrect deductions by banks impact profitability.
Missing Transactions
Unreconciled transactions cause revenue loss and compliance risks.
Chargeback & Refund Mismatches
Refunds often don’t align with chargeback reports.
As digital payments grow, financial institutions must ensure seamless reconciliation to maintain accuracy, compliance, and trust.
Key Use Cases for Payment Services & Fintech
Payment Gateway Reconciliation
- Match bank settlements with payment gateway transactions.
- Detect missing payments, chargebacks, and incorrect fees.
- Integrate with Stripe, PayPal, Razorpay, Adyen, and more.
Merchant & POS Reconciliation
- Automate merchant payouts and settlement tracking. 🔹
- Verify transactions across Visa, Mastercard, Amex, RuPay
- Identify under-settlements, duplicate charges, and delays.
Digital Wallet & UPI Transactions
- Reconcile wallet transactions with banks and internal ledgers.
- Track refunds, reversals, and pending settlements.
- Ensure accurate fund movement and compliance.
Subscription & Recurring Payments
- Reconcile subscription-based transactions across billing cycles.
- Detect failed auto-debits, refunds, and chargebacks.
- Ensure accurate revenue tracking for SaaS, OTT, and digital platforms.
Payout & Settlement Processing
- Automate bulk payouts to vendors, freelancers, and merchants.
- Match settlement reports from multiple banks and processors.
- Identify unprocessed transactions and incorrect deductions.
Cross-Border & Crypto Payments
- Reconcile crypto and fiat transactions.
- Track forex mismatches and cross-border settlements.
- Ensure accurate fee calculations and compliance tracking.
Why Payment Services & Fintech Companies Choose Cointab?
Handles Unlimited Transactions
Scales with your business growth.
Multi-Party Reconciliation
Match transactions across multiple systems.
Custom Workflow Builder
Automate reconciliation with flexible rules.
Advanced Matching Engine
Ensures precise transaction verification.
Exception Handling
Flags and resolves mismatches automatically.
Optimize Your Payment Operations with Cointab
Reduce manual efforts, improve settlement accuracy, and eliminate financial discrepancies.